Investor Loan Programs
Our primary focus is to provide private hard money short term funding to Real Estate Investors for purchase and rehabilitation of residential real estate, and to help you complete projects if you run short.
The primary collateral for funding is the value of the property. We use the Purchase Price and Rehab Costs to determine the funding limits. We can provide up to 65% of the purchase and rehab funds for a project.
Eligible properties include:
Single-family homes
- townhouses
- condos
- 2,3, 4 UNITS
- 5+ units
- vacant land
- Commercial Loans
Hard Money Loans
Do you own a property free and clear or low balance?
We can fund investment property loans that need rehab or cash out for business purposes. We are very flexible on income verification and credit scores. If you have a low mortgage balance on your home and are behind on property taxes, mortgage payments and are planning to sell we can help.
Properties in foreclosure can be funded. We do not provide funding for the purchase of properties at an auction. We will fund a property that has been purchased at an auction and has a clear title.
Rehab Loans
| Loan Amounts: | $25,000 to $400,000 |
| Term: | 6 months with up to two 90 day extensions |
| Rate: | 14.00% |
| Points: | 6-8 |
| Borrower Down Requirement: | 20-30% of Purchase Price. |
| Available Liquidity: | 10% – 30% of total project cost. |
| Rehab Budget Financing: | Up to 75% of rehab budget with fund control. |
| LTV: | Up to 70%-80% of purchase price. |
| FICO: | 625+ |
| Rehab Timeline: | All rehab work must be fully completed within 75 days of funding. |
| Underwriting/Loan Documents: | $1,100.00 plus $350.00 for appraisal |
| Timeline to Fund: | 7 to 10 days |
Commercial Loans
We have loan programs available nationwide that begin at $70000. Whether you seek funding for an apartment building, office building or retail commercial our service oriented loan advisers give you the underwriting expertise required by today’s tougher lending standard’s. If you are a seasoned investor or new to the market we are here to help you explore your best options for commercial financing.
Properties we love for our portfolio nationwide:
Multi family-5+units, Mixed use, Office Buildings, Retail, Warehouse,
Groups of n/o/o condos
Rehabs loans for multifamily.
Properties we will consider for California and Nevada:
O/O and N/O/O SFR, condos, townhouses and 2-4 units-
O/O and N/O/O Luxury homes up to 5+million loan amounts!
Properties we will consider:
